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Vca
VIRTUAL COMPLIANCE AGENT

The AI assistant for compliance Swiss Financial Company

Cube Finance and Lexify at your side to simplify and automate compliance management.

The Service

Virtual Compliance Agent is an advanced AI-powered solution, designed to support Swiss banks in financial compliance management.
The platform combines regulatory rigor and the latest generation of technology to offer fast, reliable and up-to-date responses to Swiss financial regulations.

Who is it for

The service is designed for professionals and specialists who deal with regulatory compliance with financial intermediaries.

The Benefits of the Service

  • Always Updated: Content edited and validated by experts in Swiss financial law, each response is accompanied by traceable and verifiable regulatory references.
  • Intelligent Analysis: Immediate and precise responses to complex questions about compliance.
  • Customized service: it is also possible to analyze the compliance of internal documents with the institute with respect to current legislation, guaranteeing rigor and compliance, with the possibility of access to experts in case of need.
  • Operational Efficiency: Automate the search and management of compliance, optimizing and speeding up internal processes.
  • Security and Reliability: System designed in accordance with current regulations, in particular the Swiss LPD provisions, copyright, FINMA Communication concerning AI.

How does it function

1. Compliance Virtual Assistant

The virtual assistant is an advanced system based on generative artificial intelligence, responds exclusively from the documents uploaded, to ensure accuracy and consistency with the reference regulations.

The assistant does not require additional training or software integrations and is able to operate independently in multiple languages.

 

Documents and Knowledge Base:

  • Private Knowledge: Internal documents of the financial institution or any other internal document owned by the customer.
  • Public Knowledge: Swiss public legislation (laws and orders, relevant documentation issued by FINMA, minimum standards, federal court rulings) maintained and updated by Lexify.

Examples of use:

  • Specific questions about the application of financial regulations (e.g. can I use a driver’s license to identify a customer? Can I open a banking relationship to a Swiss resident in Russia? To whom should I announce a cyber attack immediately from the bank?).
  • Check the applicability of an internal provision with respect to external legislation (e.g. to request to check whether an internal regulation uploaded to the platform complies with the public provisions used by the platform).
  • Analyze documents uploaded in real time, with automatic anonymization of sensitive data. (e.g. ask to summarize a contract without providing personal data sensitive to AI engines).

2. Compliance of Internal Regulations

The virtual assistant integrates an automated procedure to verify the compliance of internal regulations with respect to financial legislation and case law.

How it functions:

  • The system automatically breaks down documents into individual elements (articles or clauses).
  • Each element is compared with the legislation and the practice in force to verify its compliance.
  • In case of non-compliance, a corrective solution is suggested.

Archiving and analysis:

The analysis is stored in a database, allowing you to:

  • Re-enter results in a structured way and with an updated history.
  • View the analyses on a weekly basis or on request.
  • Choose whether to check with respect to new legislation or global legislation alone.

 

Safety and Infrastructure

ISO Certification: Cube Finance has ISO 27001, 27017 e 27018 certifications. In the development of the platform, the needs of the FINMA Sustainability Communication on artificial intelligence were taken into account.

Swiss Cloud: the service is provided by Microsoft Azure servers located in the North Switzerland

Data Protections:

  • Conversations are encripted.
  • Semi-automatic anonymization of manually loaded Documents.
  • LPD- and, where applicable,  GDPR-compliant.

Copyright

  • The service only makes use of documents in the public domain, or where expressly granted by the author

Technological Innovation

Virtual Compliance Agent represents a revolution in the field of Compliance:

  • Semantic Search: Find relevant information by analyzing the meaning of the text.
  • Proactive Analysis: Identify potential risks and inconsistencies in documents.
  • Support in decision-making: Facilitates problem-solving with clear answers and traceable sources
  • Multi-model Technology: most advanced LLM (Large Language Models), including OpenAI, Google, Anthropic Labs and Grok, are supported with continuous updates according to industry evolution.

About Us

Virtual Compliance Agent is the result of the collaboration between Cube Finance and Lexify, two highly specialized partners.

Cube Finance: Technology partner with experience in developing advanced AI solutions for the financial sector.

Lexify: Legal consulting company specialized in the financial and technological field, responsible for updating the regulatory knowledge base of the platform.

Together, we guarantee a state-of-the-art, reliable service designed to meet the needs of Swiss banks and financial intermediaries.

Frequently Asked Questions (FAQ)

The Virtual Compliance Agent service is of an assistive nature, it is designed to support compliance specialists, by improving internal processes, also because, only specialists in the field are able to correctly query the knowledge base and get accurate answers.

The service is based on an extremely broad knowledge base, which includes all FINMA legislation, federal court rulings, applicable directives and ordinances, and other documents prepared to refine the quality of responses.

The knowledge base is normally updated within a few days of the publication of laws, orders and sentences, after the appropriate checks by Lexify.

Cube Finance and Lexify provide subscribers with the list of regulatory bodies and primary sources used to populate the knowledge base, however, the detailed list of the chosen documents – which includes the updated selection of the directory of the directives, ordinances, laws and judgments according to industry practices, and Lexify’s contribution with documents deriving from its proprietary know-how – is not visible to end users.

VCA allows users to upload proprietary documents in the Private Knowledge section, provided that they are not covered by copyright or if there is explicit consent for their use.

The loading process is simple, it can be carried out by the internal user by dragging the documents present locally. Within a few minutes the documents will be available and usable by the VCA for analysis or to provide answers based on the latter.

During the conversation it is also possible to upload documents that must be anonymized in advance with a guided process that will thus allow you to exclude from the source any data of a personal or sensitive nature.

The VCA grounds its replies solely on the data provided to him in the knowledge base, so the VCA should never respond incorrectly. It could incur an incomplete or partially corrected response due to the lack of upstream knowledge base but, in this case, the “feedback” tools in the hands of the user will allow to report the missing information and solve it in a short time.

Each answer is accompanied by citations that allow you to instantly check which documents in the public domain – laws, ordinances, comments, judgments – have helped to build the answer. The specific document can also be downloaded for the appropriate uses.

Yes, VCA uses commercial LLMs from OpenAI, Anthropic, Groq, Google and other providers to formulate the final answer. Precisely for this reason, VCA has the option to anonymize any company documents to be analyzed, to prevent sensitive data from being transmitted outside the financial institution.

Contact Us

Scopri come Virtual Compliance Agent può migliorare la gestione della compliance nella tua banca.

Per ulteriori informazioni e demo personalizzate:
Visita il sito www.cubefinance.swiss o www.lexify.swiss e contattaci all’indirizzo sales@cubefinance.com o info@lexify.io