VIRTUAL COMPLIANCE AGENT - Page imageVIRTUAL COMPLIANCE AGENT: THE AI ASSISTANT FOR COMPLIANCE
SWISS FINANCIAL COMPANY

Cube Finance and Lexify at your side to simplify and automate compliance management.

Swiss financial regulations

What is the Service?

Virtual Compliance Agent is an advanced AI-based solution designed to support Swiss banks in managing financial compliance. The platform combines regulatory rigor and cutting-edge technology to provide fast, reliable and always up-to-date answers on Swiss financial regulations.

Who is it for?

The service is designed for professionals who deal with compliance at financial intermediaries who can save time and reduce risks related to regulatory non-compliance.

A Chi è Rivolto
I Benefici del Servizio

The Benefits of the Service

  • Always Up-to-Date Regulations: Content curated and validated by Swiss financial law experts, each answer is accompanied by traceable and verifiable regulatory references.
  • Intelligent Analytics: Instant, accurate answers to complex compliance questions.
  • Personalized service: Ability to also analyze the compliance of the institution’s internal documents with current legislation, ensuring rigor and compliance, with the possibility of access to experts if necessary.
  • Operational Efficiency: Automate compliance research and management, streamlining internal processes.
  • Security and Reliability: System designed in accordance with Swiss regulations, in particular the law on data protection, copyright and the FINMA Communication on AI

How It Works

1. Virtual Assistant for Compliance

The virtual assistant is an advanced system based on generative artificial intelligence, it responds exclusively from the uploaded documents, ensuring precision and coherence with the reference regulations.

The assistant requires no additional training or software integrations and is able to operate in multiple languages ​​autonomously.

The managed documents are divided into two categories:

  • Private Knowledge: Internal documents of the financial institution or any other documents requested by the customer, uploaded directly by the customer or by Cube Finance upon his request.
  • Public Knowledge: Swiss public legislation (laws and ordinances, relevant documents issued by FINMA, minimum standards, federal court decisions) maintained and updated by Lexify.

Usage examples:

  • Specific questions about the application of financial regulations (e.g. can I use a driver’s license to identify a customer? Can I open a banking relationship with a Swiss resident in Russia? To whom should I report a cyber attack on my bank?).
  • Verify the applicability of an internal provision with respect to external regulations (e.g. ask to verify whether an internal regulation uploaded to the platform complies with the public provisions used by the platform).
  • Analyze uploaded documents in real time, with automatic anonymization of sensitive data. (e.g. ask to summarize a contract without fear of providing the platform with sensitive personal data).

2. Internal Regulatory Compliance Analysis

The virtual assistant integrates an automated procedure to verify the compliance of internal regulations with financial regulations and court practice.

How it works:

  • The system automatically breaks down documents into individual elements (articles or clauses).
  • Each element is compared with current legislation and practice to verify compliance.
  • In case of non-compliance, a corrective solution is suggested.

The analyses are stored in a database, allowing you to:

  • Consult the results in a structured way and with an updated history.
  • View analytics on a weekly or on-demand basis.
  • Choose whether to check against the new regulation only or the global regulation.

Security and Infrastructure

  • ISO Certifications: Cube Finance is certified to ISO 27001, 27017 and 27018. The requirements of the FINMA Supervisory Communication on Artificial Intelligence were taken into account in the development of the platform.
  • Swiss Cloud: The system relies on Microsoft Azure servers located in Northern Switzerland.
  • Data Protection:
    • Encrypted conversation data.
    • Manually uploaded documents semi-automatically anonymized.
    • Guaranteed compliance with the LPD and, where applicable, the GDPR.
  • Copyright

Use only of documents not covered by copyright or with the express consent of the author

Technological Innovation

Virtual Compliance Agent represents a revolution in the compliance sector:

    • Semantic Search: Find relevant information by analyzing the meaning of the text.
    • Proactive Analysis: Identify potential risks and inconsistencies in documents.
    • Decision Support: Facilitates problem solving with clear answers and traceable sources.
    • Multi-Model Technology: Support for the most advanced Large Language Models (LLM), including OpenAI, Google, Anthropic Labs and Grok, with continuous updates as the industry evolves.
Swiss banking

About Us

Virtual Compliance Agent is the result of the collaboration between Cube Finance and Lexify , two highly specialized partners.

Cube Finance: Technology partner with experience in developing advanced AI solutions for the financial sector.
Lexify: Legal consulting firm with expertise in the financial and technological world responsible for updating and regulatory validation of the platform.

Together, we ensure a cutting-edge, reliable service designed to meet the needs of Swiss banks.

Contact us

Find out how Virtual Compliance Agent can improve compliance management in your bank.

For more information and personalized demos:
Visit www.cubefinance.swiss or www.lexify.swiss and contact us at sales@cubefinance.com or info@lexify.io